Hi, I'm Jenny Budiman.
Finance, handled personally.
With 16 years in banking behind me, I help families and business owners across Melbourne buy homes, refinance, purchase commercial property and finance the equipment and cars they need. You'll deal with me from the first call to well after settlement.
Send an enquiry and I'll get back to you as soon as possible.
Sound familiar?
Most conversations start with one of these. Whatever yours is, there's a straightforward next step.
My promises to you.
Going above and beyond only means something if you can hold me to it. So here it is in writing.
A prompt response.
Send an enquiry and I'll get back to you as soon as possible.
One person, start to finish.
No hand-offs to a processing team you've never met. I know your file because I built it.
A rate review every six months.
Every six months after settlement I check your loan against the market, without being asked.
People I trust, when you need them.
Conveyancers, accountants and advisers I can refer you to when it helps.
40+ lenders. One conversation.
Major banks, regional banks and specialist lenders. I compare them for you, so you don't have to.
“She made my first home purchase so easy and stress-free!”
Let's get you home.
Whether it's your first home, more room for a growing family or the place you'll retire in, my job is to make the finance the easy part: a clear plan, the right lender and someone who picks up the phone until the keys are in your hand.
With 16 years in banking behind me, I know what lenders look for and how to avoid the delays that can cost you the right property. You'll have pre-approval in place before you bid, a straight answer about what you can comfortably afford, and help with first home grants and stamp duty savings if you're eligible.
- Pre-approval before you bidShop and bid with confidence, knowing your budget.
- Grants and concessions checkedEvery scheme you're eligible for, factored into your plan.
- Contract to keys, handledValuation, approval and settlement coordinated with your conveyancer.
Let's see the numbers.
A quick monthly estimate. When you're ready, I'll run the real figures with you against actual lender policy.
See all nine calculatorsIn their words.
She is efficient, attentive to details, follows through closely with impeccable coordination… Jenny has also proactively negotiated for lower rates when the interest rate was falling back then without me asking.
She made my first home purchase so easy and stress-free! … She will definitely be my first and last broker manager for all the future properties!
We had a great experience of refinance our home loan with Circle Finance… This was our second time dealing with them. I would give Circle Finance more than Five Stars.
Guides & videos.
Plain-English answers to the questions I hear most. See all
First home buyer schemes in Victoria: grants, stamp duty and the 5% Deposit Scheme
How the Victorian First Home Owner Grant, first home buyer stamp duty savings and the Australian Government 5% Deposit Scheme work, and who may be eligible.
Meet Jenny: why I started Circle Finance
A short introduction to Jenny Budiman, founder and director of Circle Finance in Wantirna South, and the personal way she looks after every client's finance.
Home loan pre-approval: what it is and when to get one
What home loan pre-approval means, what lenders check, how long it lasts and why it matters before an auction in Victoria.
Tell me what you're planning. I'll be in touch soon.
Send me an enquiry and I'll get back to you as soon as possible.
Start your enquiry Or call me directly0421 066 065