Business vehicles
Utes, vans, trucks and cars used in the business, new or used.
Finance a vehicle Asset Finance
Equipment and vehicles that grow the business.
Machinery, fit-outs, technology, utes, trucks or a whole fleet. Finance matched to how your business earns, with a lender chosen for the asset rather than whichever one is closest.
For business purposes only
What we finance
Most business assets can be financed. These are the most common.
Machinery & equipment
Construction, agricultural, manufacturing, medical and hospitality equipment.
Finance equipmentFit-outs & technology
Shop and office fit-outs, IT and point-of-sale systems.
Discuss a fit-outFleet
Multiple assets under one facility to keep administration simple.
Talk fleet financeWhat I handle for you.
Quick, clear and set up properly the first time.
- The right productChattel mortgage, equipment loan or another structure, explained plainly.
- Balloon and termRepayments shaped around your cash flow and how long you will keep the asset.
- Supplier settlementPaid directly to the dealer or supplier, so you can take delivery sooner.
- Private sale checksFinance and security checks on privately purchased assets.
- Accountant-ready paperworkDocuments your accountant needs for GST and tax treatment.
- Next time, fasterYour details on file for the next asset purchase.
Estimate your repayments
Include a balloon to see how it changes the monthly figure. Real pricing depends on the asset, its age and your business.
Car & equipment calculatorClient reviews
She is efficient, attentive to details, follows through closely with impeccable coordination… Jenny has also proactively negotiated for lower rates when the interest rate was falling back then without me asking.
She made my first home purchase so easy and stress-free! … She will definitely be my first and last broker manager for all the future properties!
We had a great experience of refinance our home loan with Circle Finance… This was our second time dealing with them. I would give Circle Finance more than Five Stars.
Questions I'm often asked.
What is a chattel mortgage?
A business loan where you own the asset from the start and the lender takes security over it. It's a common choice for vehicles and equipment. Read chattel mortgage vs equipment loan.
What is a balloon payment?
A lump sum due at the end of the term. It lowers the regular repayment but you will need to pay, refinance or sell the asset to clear it.
Can I claim GST and tax deductions?
That depends on your business and the product chosen. Please speak to your accountant; I will make sure they have the documents they need.
Do I pay for your service?
For most loans, no. Lenders pay us a commission when your loan settles. Before we go ahead you'll receive our Credit Guide, which explains how we're paid. If a fee ever applies, it's disclosed in writing before you commit.
Worth a read.
Chattel mortgage vs equipment loan: how business asset finance works
A plain-English look at chattel mortgages, finance leases and hire purchase for business vehicles and equipment, including ownership and balloon payments.
How brokers are paid: commissions, fees and your rights
How mortgage and finance brokers are generally paid, what the Credit Guide and credit quote tell you, and how the best interests duty protects home borrowers.
Need it working for you soon? Let's get it moving.
Send me an enquiry and I'll get back to you as soon as possible.
Start your enquiry Or call me directly0421 066 065Asset finance is provided for business purposes only and is subject to the lender's credit assessment. Speak to your accountant about GST and tax treatment.