These terms apply to your use of the Circle Finance website. By using the site, you agree to them. If you don’t agree, please don’t use the site.
The website is operated by Circle Finance Pty Ltd ACN 624 683 245, a Credit Representative (507534) of BLSSA Pty Ltd ACN 117 651 760, Australian Credit Licence 391237.
General information only
The content on this website, including articles, guides, videos and area pages, is general information only. It does not take into account your objectives, financial situation or needs, and it is not credit assistance, financial advice, legal advice or tax advice.
Before you make a decision about a loan, you should consider whether it suits your circumstances and speak with us. You should also read the relevant product terms and any key fact sheet from the lender, and get independent legal, tax or accounting advice where appropriate.
Any loan is subject to the lender’s terms, conditions, fees and approval criteria.
Calculators
Our calculators are designed to give you a rough idea only. Results are estimates based on the information you enter and on assumptions that may not apply to you. They do not include all fees and charges, and they are not a quote, an offer of credit or an indication that you will be approved for a loan. Interest rates and lender policies change, so actual figures may be different.
Accuracy of information
We take care to keep the information on this site accurate and up to date, but we can’t guarantee that it is complete, current or free from errors. Interest rates, government schemes, lender policies and laws change over time. Please check with us before relying on anything you read here.
Links to other websites
This site may include links to third-party websites, such as lenders, government agencies and regulators. We provide them for convenience. We don’t control those sites and aren’t responsible for their content, privacy practices or availability. A link does not mean we endorse the site or its products.
Intellectual property
Unless stated otherwise, the content on this site, including text, images, logos, design and videos, is owned by or licensed to Circle Finance. You may view and print content for your own personal, non-commercial use. You must not copy, reproduce, republish or distribute it for any other purpose without our written permission.
Using the site
You must not use this site in a way that is unlawful, interferes with its operation or security, or sends us false or misleading information.
Limitation of liability
To the extent permitted by law, Circle Finance excludes all liability for any loss or damage arising from your use of, or reliance on, this website or its content, including any calculator result. Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law or any other law that cannot be excluded.
Privacy
Our Privacy Policy and Cookie notice explain how we handle personal information collected through this website.
Changes to these terms
We may update these terms from time to time. The version on this page applies from the date shown.
Governing law
These terms are governed by the laws of Victoria, Australia. You agree to submit to the non-exclusive jurisdiction of the courts of Victoria.
Contact us
If you have a question about these terms, call 0421 066 065 or email info@circlefinance.com.au.